I’m so excited to share these banana coconut chocolate chip muffins with you today. They’re seriously the perfect blend of sweet bananas, toasty coconut, and melty chocolate chips in every bite. The best part? They’re actually pretty simple to make! When those bananas on your counter start getting those brown spots, don’t toss them – they’re just begging to become something amazing. And trust me, once you smell these baking in your oven, you’ll understand why they’re completely irresistible…
Why You’ll Love these Irresistible Banana Coconut Chocolate Chip Muffins
Once you smell these banana coconut chocolate chip muffins baking in your oven, you’ll understand why they’re completely irresistible. The aroma of sweet bananas mixing with toasted coconut and melting chocolate is practically hypnotic.
I’m convinced these muffins have magical properties. They transform overripe bananas into something extraordinary. The texture? Perfectly moist with pockets of melty chocolate and chewy coconut in every bite.
What’s not to love about a treat that works as breakfast, snack, or dessert? Plus, they freeze beautifully for those mornings when you need something delicious, fast.
What Ingredients are in Irresistible Banana Coconut Chocolate Chip Muffins?
The perfect banana coconut chocolate chip muffins come together with just a handful of pantry staples and fresh ingredients.
- 2–3 ripe bananas, mashed
- ¼–½ cup oil (vegetable or avocado)
- ½ cup sugar (or maple syrup)
- 1–2 eggs
- 1 teaspoon vanilla extract
- 1¼–1½ cups flour
- 1 teaspoon baking powder
- ½ teaspoon salt
- ½ teaspoon cinnamon (optional)
- 1 cup shredded coconut
- ½–1 cup chocolate chips
The recipe offers flexibility with several ingredients—you can adjust the oil and chocolate chip amounts based on how rich you want the muffins, and the cinnamon is completely optional (though I find it adds a lovely warm note that complements the bananas beautifully).
How to Make these Irresistible Banana Coconut Chocolate Chip Muffins
Making these muffins is wonderfully straightforward, and the process fills your kitchen with the most heavenly aroma. Start by preheating your oven to 350-375°F and preparing your muffin tin with liners or a light coating of oil. Then grab those 2-3 ripe bananas (the spottier, the better for sweetness) and mash them until smooth. Add ¼-½ cup of oil, ½ cup of sugar or maple syrup, 1-2 eggs, and 1 teaspoon of vanilla extract to your bananas, mixing everything until well combined.
In a separate bowl, whisk together 1¼-1½ cups of flour, 1 teaspoon of baking powder, ½ teaspoon of salt, and ½ teaspoon of cinnamon if you’re using it. The trick with muffins isn’t to overmix, so when combining the wet and dry ingredients, stir just until they’re incorporated—those little lumps? They’re actually your friends. Gently fold in 1 cup of shredded coconut and ½-1 cup of chocolate chips, distributing them evenly throughout the batter. Who doesn’t love getting a chocolate chip in every bite?
Fill each muffin cup about ¾ full—any more and you risk overflow as they rise. Using a non-stick muffin baking set**** makes removal much easier and ensures perfect results every time. For an extra special touch, sprinkle a few additional chocolate chips and coconut flakes on top before baking. Pop them into the oven for 17-20 minutes, or until a toothpick inserted in the center comes out clean. Remember to let these beauties cool for about 10 minutes before removing them from the pan. Patience may not be my virtue when it comes to warm muffins, but giving them time to set makes all the difference in texture.
What to Serve with Irresistible Banana Coconut Chocolate Chip Muffins
Now that your muffins are cooling on the rack, let’s talk about serving options that’ll take these treats from merely delicious to absolutely memorable.
I always think a smear of salted butter creates the perfect contrast to the sweet banana and chocolate. For a fancier touch, why not pair with a dollop of Greek yogurt drizzled with honey?
Coffee is the obvious companion—a robust dark roast cuts through the sweetness beautifully. For the kids, a cold glass of milk makes these muffins shine.
Want something unexpected? Try serving slightly warmed with a scoop of coconut ice cream.
Leftovers and Storage for these Irresistible Banana Coconut Chocolate Chip Muffins
Let’s face it, these muffins rarely last long enough to worry about storage—they’re just that good! But when you somehow manage to resist devouring them all in one sitting, proper storage becomes imperative.
At room temperature, these treats stay fresh for 2-3 days in an airtight container. Pop them in the refrigerator, and you’ll extend their life to nearly a week.
For longer storage, freezing is your best friend. Wrap each muffin individually in plastic wrap, then place in a freezer bag. When the craving hits, thaw at room temperature or microwave for 30 seconds.
Irresistible Banana Coconut Chocolate Chip Muffins Substitutions and Variations
While this recipe creates absolute magic as written, one of the best things about these muffins is how adaptable they’re to whatever you’ve got in your pantry.
Don’t have regular flour? Substitute whole wheat for a nuttier flavor, or try a gluten-free blend if you’re avoiding gluten. Out of chocolate chips? Dark chocolate chunks or white chocolate work beautifully. And for the coconut-averse (though I can’t imagine why), simply swap in chopped nuts or extra banana. Feeling adventurous? Add a tablespoon of espresso powder or fold in some peanut butter swirls.
Final Thoughts
These banana coconut chocolate chip muffins have become a staple in my kitchen, and I’m betting they’ll find a regular spot in yours too. The combination of sweet bananas, tropical coconut, and rich chocolate creates something truly magical—comfort in a paper wrapper.
What I love about this recipe is its forgiving nature. Overripe bananas? Perfect. Only one egg left? Still works. Need a quick breakfast or after-school snack? These muffins answer the call. For an extra dimension of flavor, consider toasting the coconut before adding it to your batter, just like in the original banana bread version.


